IRS text scams are an increasing problem for taxpayers across the United States.
These fraudulent text messages, which falsely claim to come from the Internal Revenue Service (IRS), are designed to trick individuals into sharing sensitive personal information or sending money.
By understanding how these scams operate and learning to spot the warning signs, you can protect yourself from becoming a victim.
How IRS Text Scams Work
Scammers use a variety of deceptive tactics to make their text messages seem legitimate. For example, they might send a message claiming that you owe back taxes and threaten legal action or arrest if you don’t pay right away.
Alternatively, they may offer a fake tax refund or stimulus payment, asking for your bank account details to “deposit” the funds. These messages often include links to counterfeit websites that can steal your information or install malware on your device.
The goal is to exploit your trust in the IRS and pressure you into acting quickly without verifying the message’s authenticity.
Identifying IRS Text Scams
To avoid falling for an IRS text scam, watch out for these common red flags:
- Unsolicited Communication: The IRS does not initiate contact with taxpayers via text message. Official communication typically comes through mailed letters.
- Requests for Personal Information: Legitimate IRS messages will never ask for sensitive details like your Social Security number or bank account information over text.
- Urgency or Threats: Scammers often use fear tactics, such as claiming your accounts will be frozen or that immediate payment is required to avoid penalties.
- Poor Grammar or Spelling: Official IRS correspondence is professionally written, while scam messages may contain errors or awkward phrasing.
- Suspicious Links or Attachments: Links or attachments in unsolicited texts can lead to phishing sites or malware—never click them.
What to Do If You Receive a Scam Text
If you receive a suspicious text message claiming to be from the IRS, follow these steps:
- Do Not Respond or Click Links: Avoid engaging with the message or interacting with any links or attachments.
- Do Not Share Personal Information: Never provide sensitive details like your Social Security number or financial information.
- Report to the IRS: Forward the text to 7726 (SPAM) or email it to phishing@irs.gov to help the IRS track and combat these scams.
- Report to the FTC: Submit a report to the Federal Trade Commission at ReportFraud.ftc.gov.
- Block the Number: Prevent further messages by blocking the sender on your phone.
- Monitor Your Accounts: If you’ve already shared information, keep an eye on your bank accounts and credit reports for unusual activity, and consider placing a fraud alert with credit bureaus.
Conclusion
IRS text scams pose a significant risk, but you can safeguard yourself by staying informed and cautious. The IRS will never reach out via text message to request sensitive information or demand immediate payment.
If you receive a questionable message, verify it through official IRS channels, such as their website (irs.gov) or by calling their toll-free number (1-800-829-1040). Protect your personal information diligently and report any suspicious texts to the appropriate authorities to help stop these scams in their tracks.
